"Free" usually hides
something. Here's ours.

Why the audit costs $0

The audit is software. Once built, running it on your reports costs us almost nothing — so charging you to see what's wrong with your own file would be a toll booth, not a service. You upload, the engine audits, you see every finding with its statute and evidence. Free means free: no card on file, no trial that converts, no "premium findings" held back.

Where money can change hands — after results, by your choice

• Help acting on findings. If you want help preparing disputes from what the audit found, that's an optional paid service — offered only after you've seen your results. Pricing is flat and stated before you commit. (Exact pricing and billing timing are being finalized with counsel and will be published before the service opens.)
• Attorney referrals. If your findings look like genuine legal violations and you choose to send your case to a law firm, the firm may pay us a flat fee for the referral package you approved. Never a percentage of your recovery, and never your data sold behind your back — you see exactly what transmits, or nothing does. This is free to you.

What we will never charge for or do

• Charge before you've seen your results.
• Promise a score increase. Nobody can honestly promise that.
• Claim to "remove" accurate history. Accurate information cannot be removed, and companies that imply otherwise are the reason this industry has a reputation.
• Sell your data, run ads, or feed your reports into AI training.
• Use countdown timers, "act now" pressure, or subscription traps.

Why we're this direct

Our founder went through bankruptcy, found his own credit reports full of errors, and spent months fixing them by hand. The company exists because that process shouldn't require months or blind trust. Every claim on this site is written to be checkable — that's also why findings cite statutes and attach evidence. If we're ever vague about money, hold it against us.