/* VETMYCREDIT DESIGN SYSTEM — ratified 2026-07-28
   "Audit-grade editorial minimalism": paper + ink + evidence green.
   Status chips always carry text labels — identity never color-alone. */
:root{
  --paper:#FAF8F4; --paper-2:#F3F0E9; --ink:#191713; --ink-2:#57534E;
  --ink-3:#8A857C; --hairline:#E4DFD4; --accent:#0C7A54;
  --accent-tint:#E7F2ED; --t1:#A62B1F; --t1-tint:#F7E9E6;
  --t2:#57534E; --t2-tint:#EEECE7;
  --serif:'Charter','Iowan Old Style',Palatino,Georgia,serif;
  --sans:system-ui,-apple-system,'Segoe UI',Helvetica,Arial,sans-serif;
  --mono:ui-monospace,'SF Mono',Menlo,Consolas,monospace;
  --max:1200px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--max);margin:0 auto;padding:0 32px}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
::selection{background:var(--accent-tint)}

/* staging banner */
.concept{background:var(--ink);color:var(--paper);font-family:var(--mono);
  font-size:11px;letter-spacing:.08em;text-align:center;padding:7px 12px}
.concept b{color:#9BD8BF;font-weight:600}

/* nav */
nav{border-bottom:1px solid var(--hairline);background:var(--paper)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:68px}
.wordmark{font-family:var(--serif);font-size:21px;font-weight:600;
  color:var(--ink);letter-spacing:-.01em}
.wordmark span{color:var(--accent)}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--ink-2);font-size:15px}
.nav-links a.active{color:var(--ink);font-weight:600}
.nav-links a.btn{color:#fff}
.btn{display:inline-block;background:var(--accent);color:#fff;
  padding:12px 22px;border-radius:6px;font-weight:600;font-size:15px;
  border:1px solid var(--accent)}
.btn:hover{background:#0A6647;text-decoration:none}
.btn-ghost{display:inline-block;background:transparent;color:var(--ink);
  padding:12px 22px;border-radius:6px;font-weight:600;font-size:15px;
  border:1px solid var(--ink-3)}
.btn-ghost:hover{border-color:var(--ink);text-decoration:none}

/* type */
h1{font-family:var(--serif);font-weight:600;font-size:64px;
  line-height:1.04;letter-spacing:-.015em}
h1 .free{color:var(--accent)}
h2{font-family:var(--serif);font-size:40px;font-weight:600;
  letter-spacing:-.01em;line-height:1.15;max-width:20em}
h3{font-family:var(--serif);font-size:24px;font-weight:600;line-height:1.25}
.eyebrow,.sec-eyebrow{font-family:var(--mono);font-size:12px;
  letter-spacing:.14em;color:var(--accent);text-transform:uppercase;
  margin-bottom:14px}
.sub,.sec-sub{margin-top:14px;font-size:18px;color:var(--ink-2);max-width:38em}

/* page scaffolding */
section{padding:88px 0}
.page-hero{padding:80px 0 56px;border-bottom:1px solid var(--hairline)}
.prose{max-width:44em;font-size:17px;color:var(--ink)}
.prose p{margin:0 0 18px;color:var(--ink-2)}
.prose h3{margin:44px 0 12px}
.prose ul{margin:0 0 18px 20px;color:var(--ink-2)}
.prose li{margin-bottom:8px}
.note{font-size:13.5px;color:var(--ink-3);border-top:1px solid var(--hairline);
  padding-top:14px;margin-top:32px;max-width:44em}
.report-action{margin:20px 0 24px;padding:28px;background:var(--accent-tint);
  border:1px solid #B9DDCF;border-radius:12px;box-shadow:0 12px 30px rgba(18,62,48,.08)}
.report-action-meta{display:flex;justify-content:space-between;align-items:center;
  gap:16px;margin-bottom:14px}
.report-action-kicker,.report-action-time{font-family:var(--mono);font-size:11px;
  letter-spacing:.08em;text-transform:uppercase}
.report-action-kicker{color:var(--accent);font-weight:700}
.report-action-time{color:var(--ink-3)}
.report-action h4{font-family:var(--serif);font-size:28px;font-weight:600;
  margin:0 0 10px;color:var(--ink)}
.report-action p{margin-bottom:18px}
.report-action-btn{margin:2px 0 24px}
.report-checklist{list-style:none;margin:0;padding:0;border-top:1px solid #B9DDCF}
.report-checklist li{display:grid;grid-template-columns:34px 1fr;gap:12px;
  margin:0;padding:15px 0;border-bottom:1px solid #B9DDCF;color:var(--ink-2)}
.report-checklist li>span{font-family:var(--mono);font-size:11px;color:var(--accent);
  font-weight:700;padding-top:3px}
.report-checklist b{color:var(--ink)}
.report-action .report-source-note{font-family:var(--mono);font-size:11.5px;
  color:var(--ink-3);margin:16px 0 0}
.report-source-note a{font-weight:700}

/* hero grid + artifact (index) */
.hero{padding:96px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.cta-row{display:flex;gap:14px;align-items:center;margin-top:34px}
.cta-note{font-size:13px;color:var(--ink-3);margin-top:14px}
.artifact{background:#fff;border:1px solid var(--hairline);border-radius:10px;
  box-shadow:0 1px 2px rgba(25,23,19,.04),0 12px 40px -18px rgba(25,23,19,.18);
  padding:26px 26px 20px;position:relative}
.artifact .kicker{font-family:var(--mono);font-size:11px;letter-spacing:.1em;
  color:var(--ink-3);margin-bottom:10px}
.artifact h3{font-size:22px;margin-bottom:12px}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:16px}
.chip{font-size:11px;font-weight:600;letter-spacing:.04em;padding:4px 9px;border-radius:4px}
.chip.t1{background:var(--t1-tint);color:var(--t1)}
.chip.t2{background:var(--t2-tint);color:var(--t2)}
.chip.ok{background:var(--accent-tint);color:var(--accent)}
.artifact p{font-size:14.5px;color:var(--ink-2)}
.artifact .law{margin-top:14px;padding-top:14px;border-top:1px dashed var(--hairline);
  font-size:13.5px;color:var(--ink-2)}
.artifact .law b{color:var(--ink);font-weight:600}
.receiptline{margin-top:16px;padding-top:12px;border-top:1px solid var(--hairline);
  font-family:var(--mono);font-size:10.5px;color:var(--ink-3);
  letter-spacing:.02em;word-break:break-all}
.stamp{position:absolute;top:18px;right:18px;border:2px solid var(--accent);
  color:var(--accent);font-family:var(--mono);font-size:11px;font-weight:700;
  letter-spacing:.12em;padding:6px 10px;border-radius:4px;
  transform:rotate(6deg);background:var(--paper)}
@media (prefers-reduced-motion: no-preference){
  .stamp.animate{animation:stampIn .5s cubic-bezier(.2,1.4,.4,1) .9s both}
  @keyframes stampIn{0%{opacity:0;transform:rotate(14deg) scale(2.2)}
    70%{opacity:1;transform:rotate(6deg) scale(.96)}
    100%{opacity:1;transform:rotate(6deg) scale(1)}}
  .reveal{opacity:0;transform:translateY(14px);
    transition:opacity .5s ease,transform .5s ease}
  .reveal.in{opacity:1;transform:none}
}

/* receipt strip */
.strip{border-top:1px solid var(--hairline);border-bottom:1px solid var(--hairline);background:#fff}
.strip-in{display:grid;grid-template-columns:repeat(4,1fr)}
.tile{padding:30px 28px;border-left:1px solid var(--hairline)}
.tile:first-child{border-left:none}
.tile .label{font-size:13px;color:var(--ink-2);margin-bottom:6px}
.tile .value{font-size:34px;font-weight:600;letter-spacing:-.01em}
.tile .meta{font-family:var(--mono);font-size:10.5px;color:var(--ink-3);
  margin-top:6px;letter-spacing:.03em}
.strip-note{font-size:12px;color:var(--ink-3);text-align:center;
  padding:10px 0 12px;background:#fff}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);margin-top:52px;
  border-top:1px solid var(--hairline)}
.step{padding:28px 26px 8px 0;border-right:1px solid var(--hairline);padding-right:26px}
.step:last-child{border-right:none}
.step .n{font-family:var(--mono);font-size:12px;color:var(--accent);
  letter-spacing:.1em;margin-bottom:12px}
.step h4{font-family:var(--serif);font-size:20px;font-weight:600;margin-bottom:8px}
.step p{font-size:14.5px;color:var(--ink-2)}
.step .time{display:inline-block;margin-top:12px;font-family:var(--mono);
  font-size:11px;color:var(--ink-3);border:1px solid var(--hairline);
  padding:3px 8px;border-radius:4px}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:48px}
.card{background:#fff;border:1px solid var(--hairline);border-radius:10px;
  padding:28px;display:flex;flex-direction:column;gap:10px}
.card h4{font-family:var(--serif);font-size:21px;font-weight:600}
.card p{font-size:14.5px;color:var(--ink-2);flex:1}
.card .go{font-weight:600;font-size:14.5px}
.card .tag{font-family:var(--mono);font-size:10.5px;letter-spacing:.08em;
  color:var(--ink-3);text-transform:uppercase}
.verdict{font-family:var(--serif);font-size:19px;font-weight:600;
  padding:14px 16px;background:var(--accent-tint);border-radius:6px;
  color:#0A5C40;margin-bottom:14px}
.mini-table{font-size:13.5px;color:var(--ink-2);border-top:1px solid var(--hairline)}
.mini-table div{display:flex;justify-content:space-between;gap:12px;
  padding:8px 0;border-bottom:1px solid var(--hairline)}
.mini-table b{color:var(--ink);font-weight:600}

/* comparison table (learn) */
table.compare{width:100%;border-collapse:collapse;margin:28px 0;font-size:15px}
table.compare th{font-family:var(--mono);font-size:11px;letter-spacing:.08em;
  text-transform:uppercase;color:var(--ink-3);text-align:left;
  padding:10px 14px;border-bottom:2px solid var(--ink)}
table.compare td{padding:12px 14px;border-bottom:1px solid var(--hairline);
  color:var(--ink-2);vertical-align:top}
table.compare td b{color:var(--ink)}

/* details / progressive disclosure */
details{border:1px solid var(--hairline);border-radius:8px;background:#fff;
  padding:0;margin:12px 0;max-width:44em}
details summary{cursor:pointer;font-weight:600;font-size:15px;padding:14px 18px;
  color:var(--ink)}
details[open] summary{border-bottom:1px solid var(--hairline)}
details .d-body{padding:14px 18px;font-size:14.5px;color:var(--ink-2)}

/* attorney placeholders */
.placeholder{border:1px dashed var(--ink-3);border-radius:8px;padding:18px 20px;
  margin-top:22px;display:flex;justify-content:space-between;align-items:center;
  gap:16px;background:#fff}
.placeholder .who b{font-family:var(--serif);font-size:17px}
.placeholder .who p{font-size:13px;color:var(--ink-2)}
.ph-tag{font-family:var(--mono);font-size:10.5px;color:var(--ink-3);
  letter-spacing:.08em;text-transform:uppercase;border:1px solid var(--hairline);
  padding:3px 8px;border-radius:4px;white-space:nowrap}
.consent-note{margin-top:18px;font-size:13.5px;color:var(--ink-2);max-width:44em}

/* candor */
.candor{background:var(--ink);color:var(--paper)}
.candor h2{color:var(--paper)}
.candor .sec-eyebrow{color:#9BD8BF}
.candor-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;margin-top:44px}
.candor h5{font-family:var(--mono);font-size:12px;letter-spacing:.12em;
  text-transform:uppercase;color:#B9B4A9;margin-bottom:16px}
.candor ul{list-style:none}
.candor li{padding:10px 0;border-bottom:1px solid #33302A;font-size:15.5px;color:#E9E5DC}
.candor .how{margin-top:34px;font-size:15px;color:#B9B4A9;max-width:44em}

/* footer */
footer{padding:56px 0 64px;font-size:13px;color:var(--ink-3)}
footer .cols{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
footer .legal{margin-top:26px;padding-top:22px;border-top:1px solid var(--hairline);
  max-width:60em;line-height:1.7}
footer b{color:var(--ink-2)}

@media(max-width:920px){
  h1{font-size:44px}
  h2{font-size:32px}
  .hero-grid{grid-template-columns:1fr;gap:44px}
  .strip-in{grid-template-columns:1fr 1fr}
  .tile:nth-child(3){border-left:none}
  .steps{grid-template-columns:1fr 1fr}
  .step{border-right:none;border-bottom:1px solid var(--hairline);padding-bottom:22px}
  .cards,.duo,.candor-grid{grid-template-columns:1fr}
  .nav-links{gap:16px}
  .nav-links a:not(.btn){display:none}
  .report-action{padding:22px}
  .report-action-meta{align-items:flex-start;flex-direction:column;gap:6px}
}